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Deciding how to best spend your tax refund at Heritage Toyota Owings Mills often comes down to a choice between refreshing your current vehicle or starting fresh with a new Toyota model. Our Owings Mills, MD, Toyota dealership is happy to help drivers weigh the benefits of professional repair against the value of purchasing a new 2026 vehicle. Here is a guide to help you make the most informed decision for your budget and your lifestyle.

When to Choose Professional Repair

If your vehicle is relatively modern and simply requires a refresh, your tax refund check can be used for high-quality maintenance at our Toyota service center. You can also consider using your refund for one of our service specials, such as a winter service special (includes oil and filter change, tire rotation, cabin air filter replacement, and multi-point inspection) or even the Toyota Service Care plan, which includes multiple oil changes and tire rotations. Dealing with essential repairs like new brakes now prevents minor issues from turning into expensive repairs in the future.

The Benefits of Choosing a New Toyota Model

When your car starts to spend more time at our service center than it does in your garage, it’s often smarter to use your refund as a down payment on a new or pre-owned Toyota car. If you’re interested in a new 2026 model, we have models like the efficient 2026 Toyota Corolla and the versatile 2026 Toyota RAV4. These cars have the benefit of coming with full factory warranties and the latest safety and infotainment technologies. Using your refund toward making a larger down payment allows you to lower your monthly payments.

Repair or Purchase: The Choice Is Yours at Heritage Toyota Owings Mills

Visit our showroom in Owings Mills, MD, to speak with a service advisor or to browse our new inventory. We can help you advise whether buying or repairing is the right path for you. Our team looks forward to helping!